This property has a documented history as a facility using PFAS-containing firefighting foam predating 1986. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The Fire Training Academy was first developed in the 1980s and, by the Ecology record, was deploying firefighting foam on its burn pad during years that preceded 1986 — before insurance market reforms introduced effective PFAS and pollution exclusions into CGL policies. Historical carriers who issued occurrence-based policies during that pre-1986 operational window may be obligated both to recover the multi-year investigation and pond treatment costs already incurred and to fund the continuing expenses of the active pre-discharge treatment system and the vendor-supplied drinking water arrangement that remain in place today.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.