This property has a documented history as a industrial and manufacturing facility going back to 1891. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Industrial shipyard operations at this property generated contamination from metal plating, solvents, paint, and petroleum products over decades of use predating 1986 — the year occurrence-based CGL policies stopped reliably covering pollution claims in Washington. The documented remediation expenditures — large-scale soil excavation, petroleum recovery, engineered caps, shoreline stabilization, and decades of groundwater monitoring — represent the kind of sustained cleanup cost trail that historical carriers who issued policies during that pre-1986 operational window may still be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.