This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum hydrocarbon contamination at this former service station — TPH-G and BTEX from underground gasoline and diesel storage — originated from operations that predated 1986, when occurrence-based CGL policies were standard and carried no effective pollution exclusion in Washington. The documented remediation record here — vapor extraction, air sparging, chemical injection, and sustained groundwater monitoring — represents a substantial cost trail tied directly to those pre-1986 UST releases. Historical carriers who issued CGL coverage to U-Save Oil Company during that operational window may be obligated to recover those past expenditures and to fund cleanup work that remains ongoing.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.