This property has a documented history as a farm and agricultural operation predating 1986. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The 1996 UST excavation on the adjacent Moxee City Shop property — consistent with a tank installation around 1971 under a standard 25-year lifecycle — places active underground storage infrastructure in the immediate vicinity squarely within the pre-1986 insurance window. Multi-decade bulk agrichemical storage at this address, with nitrate and sulfate contamination bearing no sign of a recent accidental release, reflects the slow, ongoing release pattern that occurrence-based CGL policies issued before 1986 were written to cover. Historical carriers who wrote policies during that operational window may still be obligated to fund the investigation and remediation costs the Simplot Moxee City facility now faces.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.