This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.
This marina property operated underground storage tanks — a 2,000-gallon gasoline UST and a 1,000-gallon diesel UST — for vessel fueling at the Quilcene Boat Haven. In 1993, both tanks were decommissioned and removed after petroleum contamination was observed in surface soil around the fill ports. Cleanup included excavation of approximately 27 to 28 cubic yards of contaminated soil, with a portion re-excavated after temporary backfilling, and all impacted material was disposed of off-site. A follow-up environmental assessment in 2025 confirmed site conditions, and the property has received a No Further Action determination under the Voluntary Cleanup Program. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
The petroleum release at this site originated from underground storage tanks that were in service well before 1986, when occurrence-based Commercial General Liability policies were still standard and carried no effective pollution exclusion. The documented remediation expenditures — tank removal, multiple rounds of soil excavation, off-site disposal, and a decades-later confirmatory assessment — represent costs tied directly to those pre-1986 fueling operations. Historical carriers who issued CGL policies during the tanks' operational years may still be obligated to cover those cleanup costs.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
