Public Works cleanup site — Restorical Research
Port of Seattle Terminal 18
Seattle, King County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a public works and maintenance facility going back to 1966. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Port of Seattle Terminal 18 operated two underground storage tanks — a 7,500-gallon diesel fuel tank and a 175-gallon waste oil and engine oil tank — in support of port maintenance and internal fleet operations, with both tanks estimated to have been installed in 1966 and 1967. Remediation included removal of both USTs and excavation of at least 20 cubic yards of contaminated soil. The Port is currently conducting semiannual compliance monitoring of groundwater associated with Terminal 18 Harbor Island former USTs T18A and T18B, a program that has been ongoing since at least 1994–1995. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.

Former Use
Former Public Works
AddressSeattle, King County
Historical UsePublic Works
Est. Operating Since1966
StatusCleanup Started
Contamination & Investigation
Site Assessment Summary
ContaminantsDiesel fuel and waste oil (petroleum hydrocarbons) from leaking USTs detected in soil and groundwater
Media ImpactedSoil, Groundwater
Regulatory ProgramMTCA — Standard Cleanup
Ecology Site #10233

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The diesel fuel and waste oil contamination at Terminal 18 traces directly to underground storage tanks installed in 1966 and 1967 — two decades before the industry-wide shift that made pollution exclusions routine in commercial liability policies. Historical carriers whose policies covered Port of Seattle's maintenance operations during that pre-1986 window may be obligated to contribute to both the remediation costs already incurred — UST removals, purge-water disposal, soil excavation — and the continuing semiannual groundwater monitoring program that the Port is still actively running today.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management & Forensic Accounting

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether a successful cost recovery is possible, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.