This property has a documented history as a dry cleaning facility going back to 1975. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

PCE use at this property began in 1975 and continued uninterrupted through the pre-1986 era when occurrence-based Commercial General Liability policies were the industry standard and contained no effective pollution exclusion. The contamination now documented in groundwater here traces directly to those decades of dry cleaning operations, not to any discrete accident. Historical carriers who issued CGL policies to Plaza One Hour Cleaners during the 1975–1986 window may still be obligated to fund the investigation and remediation costs — ERD treatment, injection infrastructure, and multi-year groundwater monitoring — now required to address that release.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.