This property has a documented history as a gasoline service station going back to 1970. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Petroleum contamination at this Marysville property traces directly to fuel storage and dispensing infrastructure installed and operated roughly two decades before 1986. The documented remediation costs — UST removal, piping and pump island extraction, soil excavation, and heating oil tank abatement — all address releases from that pre-1986 operational period. Carriers who wrote policies covering the gas station during the years those tanks were in the ground may owe both reimbursement for costs already incurred and funding for any remaining cleanup obligations at this LUST site.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.