This property has a documented history as a industrial and manufacturing facility predating 1986. Historical insurance policies issued during operations at this property and through 1986 could recover the cleanup costs already paid.
The North Marina site in Everett has supported marine services operations — including boat maintenance, repair, painting, sandblasting, and industrial fabrication — with some activities dating to the late 1800s. American Boiler Works operated on the property for boiler manufacturing and custom steel fabrication, among the industrial tenants that defined the site's character across multiple leaseholds over many decades. Under the Voluntary Cleanup Program, remediation conducted between June 2006 and March 2008 included excavation and off-site disposal of approximately 1,200 cubic yards of contaminated soil, removal of two 1,000-gallon underground storage tanks and one aboveground storage tank, and abandonment of a stormwater catch basin. The site achieved No Further Action status, and the surrounding area continues to be dominated by marine services businesses. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Tributyltin (TBT) contamination documented in the soil here is the direct byproduct of anti-fouling paint applications used across decades of boat maintenance and marine repair operations that predate 1986 by generations. Occurrence-based CGL policies issued to operators at this site during that pre-1986 window carried no effective pollution exclusion under Washington law and remain enforceable today. The remediation expenditures — over 1,200 cubic yards of excavated and disposed soil, multiple tank removals, and multi-year program administration — are cleanup costs tied directly to those long-running industrial marine operations, and historical carriers who issued policies during that period may be obligated to recover them.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
