This property has a documented history as a public works and maintenance facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The fuel storage infrastructure at this site — gasoline and heating oil tanks supporting a National Park Service operations facility — was installed and in service well before 1986, when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. Documented remediation costs include three tank removals, substantial soil excavation, and more than two decades of groundwater monitoring, all tied to releases from those pre-1986 operations. Historical carriers who issued CGL policies to operators of this facility during that window may be obligated to recover past cleanup expenditures and fund the monitoring program that continues today.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.