This property has a documented history as a auto body / repair shop going back to 1985. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Petroleum contamination at this site originated from truck maintenance, steam cleaning, and oil/water separator operations that were under way before 1986, when occurrence-based Commercial General Liability policies still covered pollution claims without an effective exclusion. The property has carried a documented contamination designation for over three decades, and the remediation work still ahead — additional soil removal, disposal, and continued monitoring — represents costs that historical carriers whose CGL policies were in force during the 1985 operational period may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.