This property has a documented history as a landfill going back to 1950. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Disposal of solid waste, demolition debris, and hazardous materials including jet fuel began at this property in the 1950s — more than three decades before 1986, when occurrence-based Commercial General Liability policies were still the industry standard and pollution exclusions had not yet been broadly enforced. The contamination now driving decades of groundwater and landfill gas monitoring traces directly to those pre-1986 disposal activities. Historical carriers who issued CGL policies to the operators or owners of this property during that operational window may be obligated to contribute to the documented and ongoing remediation costs.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.