This property has a documented history as a industrial and manufacturing facility going back to 1976. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

LIDCO's industrial waste-handling operations — encompassing chlorinated hydrocarbons, electroplating acids and bases, and other hazardous materials — ran entirely within the pre-1986 window when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. Carriers that issued CGL coverage to LIDCO or its industrial customers during the 1976–1983 operational period may retain obligations tied to the contamination those waste streams left behind. The site's active closure plan, ongoing groundwater management requirements, and projected post-closure monitoring costs represent documented remediation expenditures that historical carriers could be called upon both to recover and to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.