This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.
This property operated as Jackpot Station 359, a Time Oil Co. retail fuel dispensing facility at 3150 Chico Way NW in Bremerton. Petroleum hydrocarbons were released into soil and groundwater from the site's operations, prompting independent remedial actions and a multi-year monitoring program with quarterly reports documented through 1993 and 1994. The site entered the Voluntary Cleanup Program and received a No Further Action determination in 2005, removing it from both the Confirmed & Suspected Contaminated Sites Report and the Leaking Underground Storage Tank database. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Petroleum hydrocarbon contamination at this site resulted from fuel storage and dispensing operations that were already generating releases requiring remediation by the early 1990s — placing the origin of contamination squarely in the era when occurrence-based Commercial General Liability policies carried no effective pollution exclusion in Washington. The documented cleanup expenditures — years of monitoring, remedial actions, and the regulatory process leading to the 2005 closure — represent costs that historical CGL carriers who covered this facility during its pre-1986 operational window may still be obligated to reimburse.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
