This property has a documented history as a bulk fuel distribution terminal predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The volume of petroleum contamination removed from this property — 150 tons of impacted soil, plus groundwater requiring more than a decade of active bioremediation — is consistent with gradual accumulation from fuel island operations that predated 1986. The documented remediation cost trail runs from the 2007 excavation through annual ORC filter-sock replacements and biennial monitoring that continues today, all tied to Gordon Trucking's fuel storage and dispensing operations during that pre-1986 window. Historical carriers that issued CGL policies to GTI during those years may still be obligated to recover past cleanup expenditures and fund the ongoing monitoring program.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.