This property has a documented history as a public works and maintenance facility going back to 1949. Historical insurance policies issued during operations at this property and through 1986 could recover the cleanup costs already paid.
The Everett Police Firing Range has operated as a small arms firing range at 701½ Mukilteo Boulevard since 1949, with the City of Everett managing operations throughout. Lead contamination accumulated in soils over decades of continuous use. Remedial action by the City of Everett included multiple rounds of soil excavation between September and November 2001, removing 692 tons of lead-contaminated soil; the site was subsequently restored with clean backfill, hydroseeding, and native trees. Ecology granted No Further Action status following completion of the excavation. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Lead deposition at a firing range is a textbook gradual-release scenario — exactly the class of ongoing contamination that occurrence-based CGL policies issued before 1986 were written to cover, without the pollution exclusions that became standard after that date. The range has been in continuous municipal operation since 1949, meaning insurers who issued CGL policies to the City of Everett during the pre-1986 decades may bear exposure for contamination that accumulated across those policy periods. The documented cleanup cost — excavation and disposal of 692 tons of lead-impacted soil plus full site restoration — represents a recoverable expenditure directly traceable to those historical policy windows.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
