This property has a documented history as a industrial and manufacturing facility going back to 1950. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum and PAH contamination documented at this site traces to boat yard and marine repair operations rooted in structures dating to 1950, with underground storage tanks from that era among the identified contamination sources. Pre-1986 CGL policies issued to operators at this specific property during those decades of boatyard activity may carry coverage obligations for the excavation, disposal, and monitoring costs now documented through the Voluntary Cleanup Program. With cleanup still in progress, those carriers may be obligated both to recover expenditures already made and to fund remediation costs still ahead.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.