This property has a documented history as a farm and agricultural operation going back to 1950. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.
Prior to the 1980s, this Snohomish County waterfront property operated as a working agricultural and dairy facility, with documented operations dating to the 1950s. In the 1970s, the Dagmars Marina was developed on the property, with log boom tie-ups added along the shoreline as part of the expanded use. A Remedial Investigation was subsequently conducted under the Voluntary Cleanup Program, during which investigation-derived waste — including soil cuttings and purge water — was collected and temporarily stored on site. The site has since received a No Further Action determination. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Agricultural and dairy operations at this property began in the 1950s and continued through at least the 1970s, placing more than two decades of active use squarely within the era when occurrence-based Commercial General Liability policies were the industry standard and carried no effective pollution exclusion. The contamination driving the Remedial Investigation here is rooted in those pre-1986 operational years. Historical carriers who issued CGL coverage during the agricultural and early marina operating period may retain obligations related to the investigation and waste-management costs documented at this site.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
