This property has a documented history as a gasoline service station going back to 1924. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.
Central Valley Texaco has operated as a gasoline service station at this Poulsbo address since 1924, when the original station, underground storage tanks, and grocery store were first constructed. A rebuilt facility — the current convenience store and service station — was completed in 1982, with USTs installed at that time as well. A Phase I Environmental Site Assessment has identified Recognized Environmental Conditions tied to the USTs and their decommissioning history, for which documentation is lacking; a Phase II ESA has been recommended to characterize subsurface conditions, and no prior cleanup activity at the site has been documented. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Central Valley Texaco has dispensed fuel from underground storage tanks since 1924 — meaning more than six decades of UST operations preceded the 1986 threshold. The Phase I investigation costs already incurred at this site, and the Phase II characterization and remediation expenditures ahead, are directly attributable to contamination that originated during those pre-1986 operational years. Historical carriers who issued occurrence-based CGL policies to the station's operators across that long window — covering both the original 1924 facility and the 1982 rebuild — may be obligated both to recover the investigation costs already expended and to fund the remediation work that lies ahead.
Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
