This property has a documented history as a gasoline service station going back to 1960. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.
This property operated as a Texaco gasoline service station from the 1960s through the 1980s, with underground storage tanks, associated piping, and fuel dispensers in active use throughout that period. Voluntary Cleanup Program remediation included excavation and thermal desorption treatment of approximately 1,201 tons of gasoline-impacted soil, decommissioning of a 1,000-gallon heating oil UST with removal of 17.75 tons of heating-oil-impacted soil, and off-site disposal of approximately 1,500 gallons of petroleum-affected groundwater. Post-remediation groundwater monitoring over four consecutive quarters beginning in 2005 supported the No Further Action determination. The property is now occupied by a Domino's Pizza store. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Texaco's fuel dispensing and underground storage operations at this site ran from the 1960s into the 1980s — years when occurrence-based CGL policies covered the brand's franchisees and had not yet been revised to exclude pollution claims. The gasoline and heating oil contamination documented here originated from USTs in continuous use during that insured window, not from any post-1986 incident. The documented remediation costs — more than 1,200 tons of thermally treated soil, a decommissioned heating oil tank, and recovered petroleum-laden groundwater — represent expenditures that historical carriers who insured those Texaco-era operations may be obligated to fund.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
