This property has a documented history as a dry cleaning facility going back to 1960. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Dry cleaning operations at this property began in the 1960s — more than two decades before 1986, when occurrence-based Commercial General Liability policies still lacked effective pollution exclusions. The PCE contamination detected in soil, groundwater, and soil vapor here is precisely the type of slow, ongoing release those pre-1986 policies were written to cover. The investigation costs already incurred, and the remediation expenditures ahead, could plausibly be funded by historical carriers whose policies were in force during the decades when Carson Cleaners was actively operating.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.