This property has a documented history as a industrial and manufacturing facility going back to 1966. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Contamination at this property traces to underground storage tanks installed around 1966 and industrial operations that were well underway before 1986, when occurrence-based Commercial General Liability policies carried no effective pollution exclusion in Washington. Over two decades of documented remediation — UST removal, soil excavation, groundwater monitoring, and a rescinded NFA now requiring further action — represent substantial cleanup expenditures tied directly to those pre-1986 operations. Historical carriers who issued CGL policies during the site's operational window may be obligated both to recover costs already incurred and to fund the remediation work that lies ahead.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.