This property has a documented history as a facility using PFAS-containing firefighting foam going back to 1985. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

PFAS contamination at this fire station originates from firefighting foam operations that were conducted during the pre-1986 era, when occurrence-based Commercial General Liability policies had no effective pollution exclusion under Washington law. The underground storage tanks documented at this facility were installed in June 1985, placing the site's contamination history squarely within that policy window. The investigation, remediation design, and cleanup work now being planned represent future expenditures that historical carriers whose policies were in force during that operational period may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.