Bulk Plant cleanup site — Restorical Research
AFP Partners
Seattle, King County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a bulk fuel distribution terminal predating 1986. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.

This property operated as the SeaTac Distribution Center, an air freight trucking facility that maintained an underground storage tank and fuel dispenser for diesel distribution to its vehicle fleet. A diesel release was identified in December 1989, and cleanup under the Voluntary Cleanup Program included excavation and off-site thermal desorption of 175 cubic yards of petroleum-contaminated soil, backfilling with 133 tons of rock, and removal and decommissioning of the underground storage tank and fuel dispenser. Ongoing stormwater catch basin cleaning and oil/water separator maintenance supported the remediation, which totaled $38,700 in documented costs and concluded with a No Further Action determination from Ecology. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.

Former Use
Former Bulk Plant
AddressSeattle, King County
Historical UseBulk Plant
Est. Operating SincePre-1986
StatusNo Further Action
Contamination & Investigation
Site Assessment Summary
ContaminantsDiesel and petroleum hydrocarbons detected in soil from leaking underground storage tank
Media ImpactedSoil, Surface Water
Regulatory ProgramMTCA — Voluntary Cleanup Program
Ecology Site #5077

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The diesel contamination at this site originated from an underground storage tank that was installed and operational years before the December 1989 release was identified — infrastructure consistent with pre-1986 operations when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. The documented remediation expenditures — soil excavation, thermal treatment, tank removal, and long-term stormwater management — represent costs that historical carriers who issued CGL policies during the facility's early operational years may still be obligated to cover.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.

Recovering Costs from an Older Cleanup

If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management & Forensic Accounting

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether a successful cost recovery is possible, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Cost Recovery
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim and negotiate recovery of costs already incurred. Restorical's forensic accounting team re-establishes and documents past cleanup expenditures, managing the claim process to ensure the insurance companies fulfill their obligation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.