This property has a documented history as a industrial and manufacturing facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

TCE contamination at this facility originated from industrial degreasing operations that predate 1986, when occurrence-based Commercial General Liability policies were standard and carried no effective pollution exclusion in Washington. The site's documented remediation — source-area cleanup, groundwater injection treatment, and long-term monitoring — represents significant expenditures tied directly to those pre-1986 operations. Historical carriers who issued CGL policies during the facility's early operational decades may be obligated both to reimburse past cleanup costs and to fund remediation that remains underway.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.