This property has a documented history as a industrial and manufacturing facility going back to 1968. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Gravel pit operations at this site commenced roughly two decades before 1986, placing the contamination origin squarely within the window when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. The documented remediation record — soil excavation, groundwater monitoring spanning nearly a decade, and VCP engagement that lapsed under financial pressure — represents costs tied directly to those historical extraction operations. Historical carriers whose policies were in force during the Frederickson Gravel Pit's operating years may be obligated both to recover past expenditures and to fund remediation still underway.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.