This property has a documented history as a industrial and manufacturing facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.
Custom Circuit Technology operated a metal plating facility in Kirkland, where various spillage incidents resulted in soil contamination at the site. Remediation consisted of excavating the contaminated soils and the concrete floor of the plating shop for off-site disposal, with the effort documented in reports from 1989 through 1991. The site received a no further action determination in 1993, by which point the facility had already ceased operations. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Metal plating operations produce the kind of incremental, spillage-driven soil contamination that occurrence-based Commercial General Liability policies issued before 1986 were broadly written to cover — with no effective pollution exclusion. The multi-year remediation timeline here, with documentation extending back to at least 1989, reflects a contamination history tied to historical industrial operations rather than any single recent incident. Historical carriers who issued CGL policies to Custom Circuit Technology during its operating years may bear obligations for the excavation, concrete removal, and off-site disposal costs incurred to close out this site.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.
