This property has a documented history as a gasoline service station going back to 1970. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The contamination at this property traces to a fueling operation that was active throughout the 1970s and into the mid-1980s, well within the era when occurrence-based Commercial General Liability policies were the industry standard and carried no effective pollution exclusion in Washington. The cleanup work ahead — UST removal, soil excavation, and groundwater remediation — represents costs the property owner has not yet incurred. Historical CGL carriers whose policies covered the station's operations during that pre-1986 window may be obligated to fund those upcoming remediation expenses.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.