Public Works cleanup site — Restorical Research
Seattle Port Terminal 106
Seattle, King County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a public works and maintenance facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.

This property served as Port of Seattle Terminal 106E, a government port terminal whose operations included on-site fueling infrastructure with underground storage tanks holding gasoline, diesel, and heavy oil. A release of petroleum hydrocarbons from the USTs contaminated both soil and groundwater at the site. Cleanup under the Voluntary Cleanup Program included soil excavation and decommissioning of the underground storage tanks, and the site has since received a No Further Action determination from Ecology. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.

Former Use
Former Public Works
AddressSeattle, King County
Historical UsePublic Works
Est. Operating SincePre-1986
StatusNo Further Action
Contamination & Investigation
Site Assessment Summary
ContaminantsPetroleum hydrocarbons (gasoline, diesel, and heavy oil) detected in soil and groundwater
Media ImpactedSoil, Groundwater
Regulatory ProgramMTCA — Voluntary Cleanup Program
Ecology Site #5462

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum contamination at this terminal originated from underground storage tanks that were in service well before 1986, when occurrence-based Commercial General Liability policies routinely covered pollution releases without an effective exclusion. The documented remediation expenditures — soil excavation, tank decommissioning, and the investigation and monitoring needed to reach No Further Action status — were incurred to address releases tied to those pre-1986 fueling operations. Historical carriers who issued CGL policies during the period the tanks were in use may still be obligated to cover those cleanup costs.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.

Recovering Costs from an Older Cleanup

If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management & Forensic Accounting

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether a successful cost recovery is possible, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Cost Recovery
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim and negotiate recovery of costs already incurred. Restorical's forensic accounting team re-establishes and documents past cleanup expenditures, managing the claim process to ensure the insurance companies fulfill their obligation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.