This property has a documented history as a industrial and manufacturing facility going back to 1953. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Petroleum contamination at this site traces to UST operations that Loomis ran continuously from 1953 — more than three decades before 1986 — meaning multiple years of occurrence-based CGL coverage were in force during the period the underground releases were occurring. The expenditures already documented — three UST removals, 200 cubic yards of soil excavation, and in-situ vapor extraction — represent recoverable past costs. Critically, the 2013 Site Hazard Assessment placed the site back on Ecology's active roster, confirming that future remediation obligations remain open; historical carriers whose policies covered Loomis fleet operations during that pre-1986 window may be obligated both to reimburse completed work and to fund the cleanup the site still requires.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.