Case Study

Beverage Distributor

When the business was sold, this owners realized that their true wealth was in their real estate portfolio. Now, if they could just get the sites cleaned up.



Beverage distributor, founded in the 1930s, distributed alcohol throughout 9 western states until the company sold their business. The beverage distributor kept the land holdings and currently maintains a diversified portfolio of industrial, office and retail properties throughout the western United States.

Several of these sites were polluted from years of fleet maintenance and fueling operations.

research & process


Restorical was introduced to the owners and we explained how old insurance policies could fund their various environmental liabilities. The owners were skeptical as they had never heard of this before but decided they had nothing to lose.

Restorical was able to successfully locate the historical insurance policies for the beverage distributor and after careful analysis determined that the owners still access as policyholders, even though they had sold their business a few years earlier.

Our Results


Working with our client and their legal counsel, we obtained coverage for numerous contaminated sites within the real estate portfolio. This allowed our client to refinance their real estate portfolio at advantageous interest rates.

Today, the entire portfolio is clean and the client has policies to defend themselves in the future.

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For over the past 20+ years, Restorical has meticulously audited the insurance industry, including each individual insurance carrier, leveraging this real-world experience and our proprietary database to the advantage of our policyholder clients.