This property has a documented history as an industrial and manufacturing facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the multi-phase investigation and remediation work ahead under Wisconsin DNR oversight.
This property hosted manufacturing and degreasing operations before the 1970s, followed by use as a transportation and storage facility through subsequent decades, with six underground storage tanks removed between 1993 and 1997. Chlorinated solvents — including trichloroethylene (TCE), tetrachloroethylene (PCE), 1,1,1-trichloroethane (TCA), and vinyl chloride — have been detected in groundwater above Wisconsin NR 140 enforcement standards across multiple monitoring wells. Vapor intrusion has been confirmed with vapor action levels exceeded in 2024, and a sub-slab depressurization system has been installed to address contaminant vapor migration near an adjacent elementary school and residential properties. The site remains an active Wisconsin DNR Environmental Remediation Program case with investigation and remediation continuing. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Wisconsin — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Manufacturing and industrial operations at this property began before the 1970s and continued through the mid-1980s, placing decades of contaminating activity firmly in the pre-1986 window. The ongoing groundwater remediation, vapor intrusion mitigation, and additional investigation and compliance work required under Wisconsin DNR oversight represent future costs that those historical carriers may be obligated to fund.
Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.