Industrial & Manufacturing cleanup site — Restorical Research
Investment 333 Fs / Colders Furniture
West Allis, Milwaukee County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as an industrial and manufacturing facility going back to 1955. Historical insurance policies issued during those prior operations and through 1986 could help fund the multi-phase investigation and remediation work ahead under Wisconsin DNR oversight.

This property was used as an industrial foundry sand disposal site beginning around 1955, with aerial photography confirming foundry sand fill across the property by the mid-1960s. The deposited foundry sand contained degreasing solvents, paints, and petroleum chemicals, and site investigations have confirmed trichloroethylene (TCE) at 260,000 µg/kg in soil and vinyl chloride at 130,000 µg/kg, along with tetrachloroethylene (PCE), benzene, and polycyclic aromatic hydrocarbons (PAHs). Groundwater monitoring from 1998 through 2025 has documented TCE concentrations exceeding Wisconsin NR 140 enforcement standards by more than twenty times and vinyl chloride exceeding standards by more than thirty times. Wisconsin DNR designated this an Environmental Remediation Program case and determined in 2020 that prior investigations did not adequately define contamination in all media, prompting additional site investigation work including sub-slab vapor testing completed in 2025 and a Site Investigation Report submitted in 2026. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Industrial & Manufacturing
LocationWest Allis, Milwaukee County
Historical UseIndustrial & Manufacturing
Est. Operating Since1955
DNR ProgramEnvironmental Remediation Program
Contamination & Investigation
Site Assessment Summary
ContaminantsTrichloroethylene (TCE), tetrachloroethylene (PCE), vinyl chloride, benzene, and polycyclic aromatic hydrocarbons (PAHs) in soil, groundwater, and soil vapor
Regulatory ProgramWisconsin DNR — NR 700
BRRTS #02-41-111080

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Wisconsin — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Industrial operations that deposited contaminated foundry sand at this site began around 1955 and continued through the 1960s, placing decades of contaminating activity well before 1986. The ongoing groundwater monitoring, sub-slab vapor assessment, and remediation work required to address contamination across soil, groundwater, and soil vapor represent substantial future obligations that those pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.