This property has a documented history as an industrial and manufacturing facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could help fund the multi-phase investigation and remediation work ahead under Wisconsin DNR oversight.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Wisconsin — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The industrial foundry waste discovered at this property — including foundry sand, coke, and slag — was placed as fill material during early-to-mid twentieth century operations, decades before 1986. The ongoing soil removal, continued groundwater investigation to address dissolved lead exceeding NR 140 Preventive Action Limits, and long-term monitoring required under the Wisconsin DNR Environmental Remediation Program represent future costs that carriers insuring the businesses that operated here before 1986 may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.