Industrial & Manufacturing cleanup site — Restorical Research
Madison Kipp Rain Garden
Madison, Dane County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as an industrial and manufacturing facility going back to 1898. Historical insurance policies issued during operations at this property and through 1986 could help fund the multi-phase investigation and remediation work ahead under Wisconsin DNR oversight.

Die-casting manufacturing operations have been documented at this property since 1898, with decades of pre-1986 use involving PCB-containing materials and chlorinated solvents including tetrachloroethylene (PCE) and trichloroethylene (TCE). An active groundwater extraction and treatment system (GETS) has treated approximately 4.7 million gallons of PCE-impacted groundwater in the first half of 2025 alone, removing roughly 42 pounds of volatile organic compounds. PCB-contaminated sediment has migrated through the storm sewer system to off-site public property, and semi-annual sediment and surface water monitoring continues under Wisconsin DNR Environmental Remediation Program oversight through at least 2026. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Industrial & Manufacturing
LocationMadison, Dane County
Historical UseIndustrial & Manufacturing
Est. Operating Since1898
DNR ProgramEnvironmental Remediation Program
Contamination & Investigation
Site Assessment Summary
ContaminantsPolychlorinated biphenyls (PCBs) and chlorinated solvents (PCE, TCE) in groundwater, sediment, and surface water
Regulatory ProgramWisconsin DNR — NR 700
BRRTS #02-13-562649

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Wisconsin — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Industrial operations at this site have been continuous since 1898, and the primary contaminants — PCBs, which were banned in 1979, and chlorinated solvents — necessarily originated well before 1986. The ongoing groundwater extraction and treatment, off-site sediment investigation and remediation, and semi-annual monitoring program represent substantial future costs that those pre-1986 carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.