This property has a documented history as an industrial and manufacturing facility going back to 1970. Historical insurance policies issued during operations at this property and through 1986 could help fund the multi-phase investigation and remediation work ahead under Wisconsin DNR oversight.
Chemical manufacturing operations at this property began in 1970 and included hazardous waste treatment, storage, and disposal activities that led to significant environmental contamination, with the facility designated as a RCRA corrective action site since 1982. Chlorinated solvents — including tetrachloroethylene (PCE), trichloroethylene (TCE), and 1,4-dioxane — have contaminated soil, groundwater, and surface water, with the plume extending well beyond the property into the surrounding community. Active remediation infrastructure includes a hydraulic barrier system pumping approximately 11.2 million gallons of contaminated groundwater per quarter and a shallow plume remediation system operating in an adjacent public park at approximately 7 million gallons per quarter. Vapor intrusion assessments have been conducted at neighboring residential properties, and annual surface water sampling continues at nearby ponds, drainage ditches, and Koshkonong Creek under Wisconsin DNR Environmental Remediation Program oversight. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Wisconsin — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Chemical manufacturing and hazardous waste operations at this facility began in 1970 and continued through the pre-1986 period, placing more than fifteen years of contaminating activity within the pre-1986 window. The extensive ongoing remediation — including hydraulic barrier operation, groundwater extraction and treatment, surface water monitoring, and vapor intrusion management across the surrounding community — represents substantial future costs that those historical carriers may be obligated to fund.
Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.