Industrial & Manufacturing cleanup site — Restorical Research
Badger Sheet Metal Inc (Former)-Lgu
Green Bay, Brown County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as an industrial and manufacturing facility going back to 1883. Historical insurance policies issued during those prior operations and through 1986 could help fund the multi-phase investigation and remediation work ahead under Wisconsin DNR oversight.

This property in Green Bay has been in continuous use since at least 1883, with a filling station operating at the site from as early as 1907 through the mid-to-late 1960s and industrial operations — including a tin shop, warehouses, and railroad spur infrastructure — documented from at least 1936. Decades of industrial activity produced contamination including PAHs, VOCs such as tetrachloroethylene (PCE), PCBs, and heavy metals, with a historical waste site designation confirming disposal of glass, rubber, coal, foundry sand, and slag before 1970. Phase II and Limited Site Investigation work has confirmed groundwater contamination exceeding Wisconsin NR 140 Enforcement Standards for multiple VOCs, PAHs, and total PCBs, with free product (LNAPL) observed in one well and arsenic, barium, and lead exceeding Preventive Action Limits across multiple monitoring locations. The site remains an active Wisconsin DNR Environmental Remediation Program case with investigation and remediation ongoing. That history could support an insurance coverage claim against the carriers who issued policies more than 40 years ago — coverage that could help fund the cleanup ahead.

Former Use
Former Industrial & Manufacturing
LocationGreen Bay, Brown County
Historical UseIndustrial & Manufacturing
Est. Operating Since1883
DNR ProgramEnvironmental Remediation Program
Contamination & Investigation
Site Assessment Summary
ContaminantsPAHs, VOCs including tetrachloroethylene (PCE), PCBs, and heavy metals (arsenic, barium, lead) in soil and groundwater, with free product (LNAPL) observed
Regulatory ProgramWisconsin DNR — NR 700
BRRTS #02-05-584381

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Wisconsin — and those policies may provide coverage that remains enforceable today. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Industrial and fueling operations at this property began more than a century before 1986 and continued through decades of pre-1986 activity, placing the origin of contamination squarely in the pre-1986 window. The extensive groundwater investigation, free-product recovery, and site-wide remediation required to address confirmed exceedances of NR 140 standards represent future costs that those historical carriers may be obligated to fund.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether viable insurance coverage exists to fund the cleanup, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Coverage and Funding
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim, negotiate and secure insurance coverage. Restorical will manage the ongoing claim process, including accounting to ensure the insurance companies are funding your remediation in a timely manner.

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This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.