This property has a documented history as a industrial and manufacturing facility going back to 1978. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Industrial operations at this facility were established by at least 1978, nearly a decade before 1986, when occurrence-based Commercial General Liability policies still carried no effective pollution exclusion in Washington. The contamination profile — PCBs, halogenated organics, metals, and petroleum products in groundwater — is characteristic of sustained manufacturing activity over that pre-1986 operational window. Historical carriers who issued CGL policies during those years of Boeing's operations may be obligated both to recover past remediation expenditures and to fund the cleanup going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.