Bulk Plant cleanup site — Restorical Research
Tosco Bulk Plant 300571
Pasco, Franklin County
Restorical Research
Preliminary Site-Specific Analysis

This property has a documented history as a bulk fuel distribution terminal going back to 1979. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.

This property operated as a Unocal petroleum bulk distribution plant in Pasco, with a facility layout established by at least 1979 and confirmed active through 1989. Infrastructure included five above-grade fuel storage tanks, underground gasoline and diesel tanks, and an underground waste oil tank. A 1989 subsurface contamination study by GeoEngineers identified metals and petroleum products in groundwater; tanks were removed in September 1994, with rusting and pitting consistent with decades of service. The site entered the Voluntary Cleanup Program and has since achieved No Further Action status, with groundwater remediation complete. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.

Former Use
Former Bulk Plant
AddressPasco, Franklin County
Historical UseBulk Plant
Est. Operating Since1979
StatusNo Further Action
Contamination & Investigation
Site Assessment Summary
ContaminantsMetals and petroleum products (non-halogenated organics) detected in groundwater
Media ImpactedSoil, Groundwater
Regulatory ProgramMTCA — Voluntary Cleanup Program
Ecology Site #7080

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The Unocal Bulk Plant's tank infrastructure was in place by the late 1970s — well within the era when occurrence-based Commercial General Liability policies were standard and carried no effective pollution exclusion. Petroleum and metals contamination requiring groundwater remediation at this facility traces to operations conducted during that pre-1986 policy window. Historical CGL carriers who covered Unocal's bulk plant operations during those years may still bear obligations for the cleanup costs incurred to bring the site to its current No Further Action status.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.

Recovering Costs from an Older Cleanup

If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.

What We Look For

  • Historical insurance policies (pre-1986)
  • Policy numbers, carrier names, and coverage periods
  • Connection between contamination timing and policy period
  • Evidence linking cleanup obligation to insured activity

What We Deliver

  • Historical Coverage Chart
  • Trigger Analysis & Property/Policy Nexus
  • Coverage strategy with recommendations
  • Insurance funding for your remediation
  • Claims Management & Forensic Accounting

The Restorical Proven Process

Task 1 — Research and Analysis
Restorical searches for viable historical insurance policies, researches the site history, analyzes the contamination impacts, and underwrites potential coverage — including a proprietary trigger analysis. At the end of Task 1, we provide a clear yes or no on whether a successful cost recovery is possible, along with a strategy and recommendation specific to your situation, even if you are not the policyholder.
Task 2 — Cost Recovery
When Task 1 confirms viable coverage, Restorical works with your legal counsel to tender the claim and negotiate recovery of costs already incurred. Restorical's forensic accounting team re-establishes and documents past cleanup expenditures, managing the claim process to ensure the insurance companies fulfill their obligation in a timely manner.

Request more information on this property

Contact Us

This analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.