This property has a documented history as a gasoline service station going back to 1968. Historical insurance policies issued during operations at this property and through 1986 could recover the cleanup costs already paid.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The petroleum release at this marina originated from underground storage tanks that were installed and operated throughout the late 1960s and 1970s — well within the era when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. The contamination confirmed in soil and groundwater traces directly to those pre-1986 fueling operations, and the remediation costs incurred to reach No Further Action status were driven by a release whose origins predate the 1986 policy shift. Historical carriers who covered the marina during those decades of UST operations may retain obligations for those documented cleanup expenditures.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.