This property has a documented history as a gasoline service station predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

A branded Texaco station with leaking underground storage tanks already documented by Ecology in May 1990, this facility's petroleum operations trace to the pre-1986 era when occurrence-based CGL policies were routinely issued to fuel retailers without effective pollution exclusions. The remediation costs already incurred under the Standard Cleanup program — and the investigation and cleanup work still ahead — are expenditures that historical carriers who insured this Texaco-branded station may be obligated both to reimburse and to fund going forward.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.