This property has a documented history as a public works and maintenance facility going back to 1944. Historical insurance policies issued during operations at this property and through 1986 could recover the cleanup costs already paid.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Military operations at this installation began in 1944 — more than four decades before 1986, when occurrence-based Commercial General Liability policies were the industry standard and carried no effective pollution exclusion. The contamination documented in groundwater and surface water here — organic compounds and priority pollutant metals — is consistent with decades of operational releases during that pre-1986 window. Historical carriers who issued CGL policies covering operations at this facility during that period may bear obligations for the remediation costs incurred to bring the site to its current No Further Action status.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.