This property has a documented history as a gasoline service station going back to 1968. Historical insurance policies issued during operations at this property and through 1986 could recover the cleanup costs already paid.
This property has operated as a gasoline service station since 1968, originally identified as Chevron Service Station 9-7690. In 1988, the first-generation underground storage tanks — three gasoline USTs serving four fuel dispenser islands — were removed after two decades of service. Environmental investigation confirmed petroleum contamination in groundwater, including MTBE, benzene, and diesel- and gasoline-range hydrocarbons. The site received a No Further Action determination in October 2024 following completion of cleanup under Washington's standard cleanup program. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Fuel storage and dispensing operations at this station began in 1968, nearly two decades before the 1986 shift away from occurrence-based Commercial General Liability policies. The groundwater contamination documented here — MTBE, benzene, and petroleum hydrocarbons — traces directly to those first-generation underground storage tanks and fueling operations that predated 1986. Historical carriers who issued CGL policies during the 1968–1986 operational window may still be obligated to reimburse the investigation and remediation costs incurred to bring this site to its No Further Action status.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.