This property has a documented history as a gasoline service station going back to 1930. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Service station operations at this property date to the 1930s and 1940s — more than four decades before 1986, the year occurrence-based Commercial General Liability policies ceased to be the industry standard. Underground storage tanks from that era remain physically present on the property, evidence of the long fueling history that preceded today's marina operations. The remediation costs incurred here — pipeline repair, groundwater treatment, and regulatory oversight through the Voluntary Cleanup Program — are expenditures that historical carriers who issued CGL policies during those pre-1986 decades of operation may be obligated to cover.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.