This property has a documented history as a industrial and manufacturing facility going back to 1958. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.
This property has been in continuous industrial use since 1958, when the original building was constructed as a metal parts fabrication facility, with a building addition added circa 1979. Tenants over the decades included Pacific Glue Manufacturing Company, Electrical Control Corporation, Dan Charles Agency, CMA International, and Cascade Manufacturing, which occupied the site through 1999. Site investigations identified trichloroethylene (TCE), tetrachloroethylene (PCE), metals, and petroleum hydrocarbons in groundwater, with contamination extending beyond the property boundary. The site entered the Voluntary Cleanup Program and received a No Further Action determination. That history could support an insurance cost recovery claim against carriers who issued insurance policies 40+ years ago.
Why Historical Insurance Policies May Be Accessible
Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.
Industrial and manufacturing operations at this property began in 1958 — nearly three decades before occurrence-based CGL policies gave way to claims-made forms with pollution exclusions. The TCE, PCE, metals, and petroleum contamination detected in groundwater here traces to fabrication and manufacturing activities conducted across that pre-1986 window. Historical carriers who provided CGL coverage during those operational years may still be obligated to recover the investigation and remediation costs incurred to bring the site to its No Further Action status.
Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.
Recovering Costs from an Older Cleanup
If this site reached No Further Action years ago, the original cleanup expenditures may be difficult to reconstruct. Restorical's forensic accounting team specializes in re-establishing and documenting past cleanup costs — even decades later — to build the strongest possible basis for an insurance recovery claim.
What We Look For
- Historical insurance policies (pre-1986)
- Policy numbers, carrier names, and coverage periods
- Connection between contamination timing and policy period
- Evidence linking cleanup obligation to insured activity
What We Deliver
- Historical Coverage Chart
- Trigger Analysis & Property/Policy Nexus
- Coverage strategy with recommendations
- Insurance funding for your remediation
- Claims Management & Forensic Accounting
The Restorical Proven Process
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Contact UsThis analysis is preliminary and based on publicly available records. Restorical Research is not a law firm and does not provide legal advice.