This property has a documented history as a industrial and manufacturing facility going back to 1968. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

Asphalt production at this facility began nearly two decades before 1986, when occurrence-based Commercial General Liability policies were standard and carried no effective pollution exclusion. The diesel-fueled operations that ran from prior to 1968 through 1997 are the source of the petroleum contamination now documented in groundwater, surface water, and air — a release profile rooted in decades of pre-1986 industrial activity. Historical carriers who wrote CGL policies covering this facility during that operational window may bear obligation for the remediation costs incurred to bring the site to its current No Further Action status.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.