This property has a documented history as a industrial and manufacturing facility going back to 1942. Historical insurance policies issued during operations at this property and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The college's vocational and industrial training operations date to 1942, placing more than four decades of campus activity squarely within the era when occurrence-based Commercial General Liability policies were issued without effective pollution exclusions. PCE found beneath aging campus infrastructure points to releases tied to those pre-1986 operations, and the site's proximity to four wellhead protection wells raises the prospect of significant investigation and remediation costs still to come. Historical CGL carriers who covered the college during that operational window may be obligated to fund both the ongoing cleanup and the remediation expenditures ahead.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.