This property has a documented history as a farm and agricultural operation predating 1986. Historical insurance policies issued during those prior operations and through 1986 could fund a cleanup — and recover costs already spent.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

EDB application at this berry farm necessarily predates the pesticide's 1983–1984 federal ban, placing the contamination-causing operations squarely within the pre-1986 era when occurrence-based Commercial General Liability policies carried no effective pollution exclusion. The remediation costs incurred through the Standard Cleanup program — from investigation through construction and into long-term performance monitoring — represent expenditures that historical carriers who insured the farm's operations during that window may be obligated to cover.

Restorical's role is to locate viable historical policies, determine whether a successful coverage claim is possible, and assist our clients and their legal counsel to obtain insurance coverage. Restorical then manages the claim, including accounting, to ensure the cleanup is funded in a timely manner.