This property has a documented history as a public works and maintenance facility going back to 1980. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The Coulter Creek Hatchery's diesel UST was planned in 1978 and installed as part of the facility's original 1980 infrastructure — squarely within the era when occurrence-based Commercial General Liability policies were standard and carried no effective pollution exclusion. Investigation and remediation costs incurred to address the petroleum-diesel contamination in groundwater may be recoverable under historical CGL policies issued to the facility's operators during that pre-1986 window.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.