This property has a documented history as a industrial and manufacturing facility predating 1986. Historical insurance policies issued during those prior operations and through 1986 could recover the cleanup costs already paid.

Why Historical Insurance Policies May Be Accessible

Pre-1986 Commercial General Liability (CGL) policies were occurrence-based and did not contain an effective pollution exclusion in Washington. If contamination occurred while those policies were active, those historical insurance carriers may still have a legal obligation to fund the cleanup costs, even if the business closed or the property changed hands.

The property's ownership dates to 1961 — twenty-five years before the 1986 shift away from occurrence-based Commercial General Liability policies — and alternate site names such as Nelson Trucking and Taxi King point to historical commercial and industrial associations with the parcel during that pre-1986 window. Metals, petroleum products, and PAHs found in groundwater represent the type of pollution liabilities that occurrence-based CGL policies from that era were written to cover. Historical carriers who issued policies during the property's pre-1986 history may bear obligations tied to the remediation that brought this site to No Further Action.

Restorical's role is to locate viable historical policies, determine whether a successful cost recovery claim is possible, and assist our clients and their legal counsel to obtain insurance coverage for costs already incurred. Restorical's forensic accounting team works to re-establish and document past cleanup expenditures, ensuring the strongest possible basis for recovery.